New York City construction workers are at risk in a number of ways, not the least of which is the high rate of injuries they experience. While many NYC construction workers are exposed to a formidable array of hazards on the job, like the risk of falls, falling objects, equipment failure, adverse weather conditions and much more, it appears that a real majority don’t even have proper medical coverage.
Recent stats from the New York Building Congress indicate that 53 percent of workers in the construction trades have no health insurance — that’s more than half. So who should shoulder the high cost of medical care when a worker gets hurt on the job?
Who is responsible for taking care of workers injured on the job?
Many people will answer “Workers’ comp” — but not so fast. Regardless of whether you have health insurance, you or your family can bring a third-party claim (a lawsuit) against negligent parties (such as contractors or builders) if you are hurt on the job.
Such claims can demand accountability from those who cause or allow dangerous work conditions on construction sites. They can seek money damages to cover medical care, lost wages, pain and suffering, or other losses.
Why should I talk to a lawyer?
Workers’ comp may not provide enough, but an injury lawsuit can be very complicated. There are many specific rules and deadlines that must be adhered to. The help of a knowledgeable attorney is key.
Every injury case is different. If you get hurt on the job, get the legal advice you need as soon as possible. Generally, there is no cost and no risk.